Please note that if you return items from your order the credit will be reversed if the order value falls below the required amount. Remember, your interest rate information is in 'My Account'. Smart TV Boxes, Digital TV Recorders & Freeview Boxes, Sat Navs, Dash Cams & In Car Entertainment, Up to 40% off Selected Jewellery & Watches, Take 3 is always available with Very Pay for every item you purchase, any time you shop, You don't need to select Take 3 at checkout, simply add your purchases to your credit account and we will automatically calculate your Take 3 payment for you, All you need to do is pay the Take 3 amount shown on your statement, by the due date and you'll pay no interest, There's no extra cost, just a payment option that allows you to delay payment for at least 20 days and split the cost of your purchases into 3 equal payments, You can use Take 3 as many times as you want as long as you have the available credit on your Account, With Take 3 you can choose to pay less than the Take 3 amount. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Shop Direct Home Shopping Limited. The costs for delivery and installation services cannot be placed on Buy Now Pay Later. This will be included within your account minimum payment request every month and cannot be repaid using Take 3. statement on time and pay no interest. Over 18's only. Alternatively, you can call us. Authorised and regulated by the Financial Conduct Authority. However, if you do, interest will be charged at your account rate. your payable balance. Infant Boys Just Do ItBlock All Over Print Shorts & T-Shirt Set - Navy, Infant BoysDri-FITDropsets T-Shirt &ShortsSet - Grey, Younger Boys Sueded Fleece Futura Jogger Set - Black, Infant Girls Club Fleece Full Zip & Shorts Set - Grey, Full ZipThermaAura Leggings Set - Black/Lemon, Infant Boy Sueded Fleece Futura Jogger Set- Grey, Younger Girl Tank & Space Dye Bike Short Set - Pink, Infant NSWTie Dye T-Shirt & Short Set - Black, Infant Boys NSWSwoosh T-Shirt & Shorts Set - Black, Infant NSW Tie Dye T-Shirt & ShortsSet - Grey, Infant Girls Sport Daisy T-Shirt&Bike Shorts Set - Gold, Younger Colorblocked Therma Set -Grey Heather/Orange, Younger Girls 2 PieceTunic Top and Biker ShortsSet - Black, Infant Boy Sueded Fleece Futura Jogger Set - Navy. Buy Now Pay Later is an interest-bearing option available with Very Pay that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. All you need to do is pay the Take 3 amount shown on your Limited. New Very Home Insurance customers only. If you decide not to pay before the deferred payment period ends, the outstanding balance, plus the interest will now form part of How to avoid paying interest? Get 30 back when you spend 250 or more with code GETFESTIVE30 Registered number: 4660974. Get 10 back when you spend 125 or more with code GETFESTIVE10 Limited. Click here to visit My Account and click Change my credit limit. A personalised credit limit, typically 1,000. Shop now and delay payment, subject to your credit and account status. What happens after the delayed payment period? Take 3 is automatically applied to everything you buy, so you don't need to do anything. Interest is calculated and compounded for the delayed payment period and The delayed payment period starts from the date of order. If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your Very account. All Rights Reserved. Just make your minimum payment. A personalised credit limit, typically 1,000. Authorised and regulated by the Financial Conduct Authority. Do I still have to pay my minimum payment? *Excludes purchases on Buy Now Pay Later. Representative Example Get 20 back when you spend 175 or more with code GETFESTIVE20 Plus, you pay nothing for at least 20 days. As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). In checkout you can choose how long you would like to delay your payment for. Making partial payments without clearing the cash price in full will reduce the lump sum of compound interest charged at the end of the delayed payment period. Now you're here you can discover 100s of premium brands for you and Just click the 'My Details' tab, and then into 'My APR'. Buy Now Pay Later for 12 months when you spend 200 or more. Authorised and regulated by the Financial Conduct Authority. Over 18's only. You can pay in full today using a credit or debit card. If you have a non-Buy Now Pay Later balance on your credit account, you will still need to make at least your minimum payment as shown on your statement. Buy Now Pay Later for 6 months when you spend 50 or more. Simply go shopping and add your purchases to your account and we'll work out your multiple partial payments. Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or Take 3 payment for you. You always have the flexibility to pay a monthly amount that suits you. If you Buy Now Pay Later is an interest-bearing option that allows you to delay payments on your purchases depending on the offer.. This must be at least 5 or 7% of your balance. Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. What is excluded from Buy Now Pay Later? Yes, allocating payments to Buy Now Pay Later will not cover the minimum payment for your Very account. This will attract interest at your account rate, meaning you will pay interest on interest. If you decide you want to take a little longer to pay, you can. pay this way you will be charged interest, and it will take you longer to pay off your balance. The Very Group Limited. The code can only be used once and not at the same time as other offer codes. If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. This lets you split the cost of anything over 3 months. Credit provided, subject to status, by Shop Direct Finance Company Limited. You can choose: Available on any purchase, every time you shop, You'll only pay interest if you choose not to complete payment You may be offered other promotional interest rates. And you can avoid interest on every purchase. How do I make a Buy Now Pay Later payment? The minimum payment is detailed on your statement. Insurances & delivery/installation charges are excluded from the offer. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. To make a full or partial payment simply log into My Account, choose "Make a payment", select "Pay Buy Now Pay Later" and allocate your payment to the specific Buy Now Pay Later you wish to pay off. Any outstanding balance plus the interest will now become payable on your account. This means you will pay interest on interest. Buy Now Pay Later availability is subject to your credit and account status. Remember if you choose not to pay the cash price before the end of the delayed payment period, any outstanding balance plus a lump sum of compound interest will be charged to your credit account. Registered number: 4663281.Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB. Find out more. The interest will be added to your account as a lump sum at the end of the delayed payment period. This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable). your home, all shoppable right now with your Very Exclusive account! What is Buy Now Pay Later? Internet Explorer 11 is no longer supported, For the best experience we recommend using a supported browser, such as Microsoft Edge or Google Chrome. The costs for delivery and installation services cannot be placed on Buy Now Pay Later. is added to your account as a lump sum when this ends. This represents a typical cost of using Very Pay: Representative 39.9% APR variable (annual interest rate of 39.9% variable).

We will charge the full order value and then apply the credit back to your chosen payment method once the order is dispatched. Registered number: 4660974. Interest is calculated from date of order and compounded daily. If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate. Introduced by Shop Direct Finance Company Sales arranged by Direct Group in 3 monthly instalments. The delayed payment period and minimum order values to qualify for Buy Now Pay Later are subject to offer, and will be detailed in checkout. You may be offered other promotional interest rates. How is interest calculated?

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